Find the RIGHT mortgage rate FOR YOUR SITUATION

We find the mortgage you need in less than 24 hours, with the best conditions and all in one application.

Your Multi-Prêts broker has over 25 financial partners

We work for you with more than 25 financial partners, including the major banks and credit unions in Canada, to find the lowest rates and best conditions in our market and get you approved for a mortgage quickly.

Get your rate

The advantages of Multi-Prêts

Savings

Our extensive knowledge of the market allows us to aggressively negotiate mortgages for you, unlike the banks, who are only required by law to offer you their products. Thus, we save you a lot of money!. Multi-Prêts has the lowest rates because of the huge amount of mortgages we generate. We also have access to a large number of rates given and advertised on the market by different banks and organizations, including the major Canadian banks. We search for the lowest rate for you.

Totally free

Mortgages are loans that allow homeowners to borrow money to buy a home. Mortgage brokers help borrowers choose the best loan options available. Brokers are paid by lenders to find qualified loans for borrowers. Therefore, we offer our services free of charge to borrowers.

Manage your time

You’ll get the best deals online. You won’t have to meet with a multitude of banks and financial institutions. Your broker takes care of all the follow-ups, keeps you informed of the progress of your file and draws up the necessary documents and contracts. The procedure is simplified and you save a lot of time.

Here are some of our services.

Pré-approbation

Pré-qualification

Buying

Renewal

Refinancing

Quick online request

Simply fill out this form and receive the best offers with the best rates and conditions in less than 24 hours tailored to your situation.

Get the best mortgage conditions for your situation

Here's why Multi-Prêts brokers are different from other brokers

Significant financial savings

We know the market well, which allows us to negotiate the best deal for you, unlike banks that are forced to offer you only their own products, we negotiate with 25 banks an dinstitutions, saving you a lot of money.

Lowest rate

Multi-prêts has access to the best rate on the market thanks to our large volume of mortgages created. At the same time, Multi-prêts has access to a wide range of offers proposed and promoted by numerous banks and organizations. Multi-prêts finds the best offer for you.

It is totally free.

Mortgage brokers offer you services that are totally free. There are no additional fees or commissions to pay. Mortgage brokers are paid by banks and financial institutions to promote mortgages. Therefore, we offer our services completely free of charge, as we are compensated for our efforts.

Save time

You won’t have to meet with a bunch of different banks and financial institutions, or go through a mountain of paperwork to find the best deal. Your financial advisor will follow up with you, keep you informed of any changes in your file, and create all the necessary documents and contracts. The process will be simplified and you will save a lot of time.

Multi-Prêts offers extremely affordable rates for your business.

Multi-Prêts offers its clients access to a large number of financial lenders, including those offering fixed rate mortgages, variable rate mortgages and personal loans. We also offer our clients access to a wide range of financial products including credit cards, auto loans, student loans and insurance. Our goal is to offer our clients the best possible rates, regardless of their situation.

Multi-Prêts’ mortgage brokers have extensive experience in the market, which allows them to advise you on the type of loan that will best suit your needs. We also answer all your questions to help you understand the different types of loans available.

Professionalism

We are mortgage brokers who have been trained to understand and meet your real needs.

Time is a valuable resource.

With your Multi-Prêts mortgage broker, you will be able to compare several offers from several lenders in one place. You won’t have to meet with a bunch of different brokers and submit a bunch of different documents. Everything is under your control.

Setting up the funds for the project

Mortgage brokers aren’t just there to get you a loan. They can also help you with savings, insurance and even investments. They can help you understand the different types of loans available to you and help you choose the one that is right for you.

The hours of operation are extremely flexible.

We can meet with our clients seven days a week, either at our office in Saint-Jean-sur-Richelieu or at their home.

Multi-Prêts, your personal financial advisor

We are a team of mortgage brokers who specialize in helping Canadians and Quebecors get the best mortgage offers. Our goal is to provide you with the best possible service at the lowest possible cost. We will analyze your situation and find the best options available to you. We will then negotiate with all the lenders we work with to ensure you get the best rate and terms.

Here's why Multi-Prêts brokers are different from other brokers

Significant financial savings

We know the market well, which allows us to negotiate the best deal for you, unlike banks that are forced to offer you only their own products, we negotiate with 25 banks an dinstitutions, saving you a lot of money.

Lowest rate

Multi-prêts has access to the best rate on the market thanks to our large volume of mortgages created. At the same time, Multi-prêts has access to a wide range of offers proposed and promoted by numerous banks and organizations. Multi-prêts finds the best offer for you.

It is totally free.

Mortgage brokers offer you services that are totally free. There are no additional fees or commissions to pay. Mortgage brokers are paid by banks and financial institutions to promote mortgages. Therefore, we offer our services completely free of charge, as we are compensated for our efforts.

Save time

You won’t have to meet with a bunch of different banks and financial institutions, or go through a mountain of paperwork to find the best deal. Your financial advisor will follow up with you, keep you informed of any changes in your file, and create all the necessary documents and contracts. The process will be simplified and you will save a lot of time.
Multi-Prêts offers extremely affordable rates for your business.

Multi-Prêts offers extremely affordable rates for your business.

Multi-Prêts offers its clients access to a large number of financial lenders, including those offering fixed rate mortgages, variable rate mortgages and personal loans. We also offer our clients access to a wide range of financial products including credit cards, auto loans, student loans and insurance. Our goal is to offer our clients the best possible rates, regardless of their situation.

Multi-Prêts’ mortgage brokers have extensive experience in the market, which allows them to advise you on the type of loan that will best suit your needs. We also answer all your questions to help you understand the different types of loans available.
Multi-prets in Repentigny allows you to obtain the best mortgage conditions adapted to your situation

Professionalism

We are mortgage brokers who have been trained to understand and meet your real needs.

Time is a valuable resource.

With your Multi-Prêts mortgage broker, you will be able to compare several offers from several lenders in one place. You won’t have to meet with a bunch of different brokers and submit a bunch of different documents. Everything is under your control.

Setting up the funds for the project

Mortgage brokers aren’t just there to get you a loan. They can also help you with savings, insurance and even investments. They can help you understand the different types of loans available to you and help you choose the one that is right for you.

The hours of operation are extremely flexible.

We can meet with our clients seven days a week, either at our office in Saint-Jean-sur-Richelieu or at their home.
Multi-Prêts, your financial associate
Multi-Prêts, your personal financial advisor

We are a team of mortgage brokers who specialize in helping Canadians and Quebecors get the best mortgage offers. Our goal is to provide you with the best possible service at the lowest possible cost. We will analyze your situation and find the best options available to you. We will then negotiate with all the lenders we work with to ensure you get the best rate and terms.

Financial institution partners
- Equitable Bank
- Scotiabank
- National Bank of Canada
- SecurFinance
- Manulife Bank
- B2B Bank
- HomeEquity Bank
- FCT
- Desjardins
- CHIP – Home Income Plan
- First National Financial
- Mortgage Protection Plan
- Merix Financial – Lendwise
- Genworth / Sagen
- CMHC – CMHC
- Canada Guaranty
- TD Canada Trust
- MCAP
- Home Trust
- Pentor
- Unik Financing
- Multi-Plans
- Simplici-T

A Multi-Prêts broker to get the best rate!

Plan for the future, the best rates are here!
You can apply for a mortgage on our website, by phone or by mail.
- to be approved for a mortgage loan ;
- to learn about the different mortgage products available with their rates and terms ;
- to get the best mortgage rates with the best terms for you;
- provide a wide range of useful information online to help you make informed decisions;
- and even more.
Which option should you choose?

We’re here to help you save money. We offer you the best rates available in the market. Our partners are all major financial institutions, which means we can offer you the best rates. By doing business with us, you won’t have to contact different financial institutions to select the most interesting offers. You will receive personalized attention from a dedicated professional who will guide you through the process.

Our mission is to help you realize your dreams.

Contact us today to start saving money!

We offer a wide range of additional services including mortgage pre-approval and renewal.

How can your mortgage broker help you?
Your mortgage broker will help you find the best market rate with the most favorable terms for your situation.
- Help you qualify for a mortgage and determine how much you can borrow.
- Freeze your mortgage rate for several weeks to protect you from rising rates during your buying process.
- Remain accessible to you, answer your questions and inform you of the possibilities and constraints (including those set by the market) and accompany you step by step every step of the way.
- Calculate the amount of monthly or bi-weekly payments according to the conditions and amortization period.
All the benefits of a broker, without spending a dime!

Since mortgage brokers are paid by the bank, clients do not have to pay for their services.

Your broker works tirelessly to find the best loan terms with the best possible interest rates, whether it’s your first or your umpteenth purchase. Your broker takes care of all the necessary steps and processes and represents you with the banks he approaches.

For example, if you want to buy a house, your broker will work with the bank that offers the best interest rate on the property that interests you.

Nathalie Lapointe, a mortgage expert, available and attentive

Nathalie, your mortgage broker is the bridge between your needs and the financial institution. She knows how to represent your needs and give you the credibility you deserve in their eyes. This is how she can help you get the best mortgage, renew your current mortgage at favorable conditions or refinance it! Mortgage brokers are experts in their field and Nathalie is one of them.

Each case being different from the previous one, Nathalie negotiates the best conditions for you.

Nathalie Lapointe a reference in Saint-Jean-sur-Richelieu

Nathalie knows the market of Saint-Jean-sur-Richelieu and its surroundings perfectly, she has many years of experience.

Saint-Jean-sur-Richelieu is a very active area. Located in the Montérégie region near Montreal and Chambly, Saint-Jean-sur-Richelieu attracts many families for its living environment and its economic dynamism.

Despite a slight slowdown of 4% in real estate transactions in the last quarter, Saint-Jean-sur-Richelieu recorded 398 new transactions.
Refinancing a mortgage allows you to reduce your interest rate.

Refinancing is an easy way to get money quickly for renovations, etc., and at a much lower interest rate than credit cards or bank loans.

If you haven’t borrowed the maximum amount of your mortgage or have already paid off a portion of your loan, you may be able to borrow the funds you need by refinancing.

When to refinance?
If you want to refinance your mortgage, you may want to consider doing so before your current loan expires. You could lock in your interest rate at a lower rate for a longer period of time. If you plan to move soon, you may be able to get a better rate.

How does it work?
A refinance allows you to borrow up to the full value of your home, less the existing mortgage, and pay it off over a longer period of time. For example, if you own a home worth $600,000, you can borrow up to $500,000 if there is no mortgage and pay it off over 30 years.

Nathalie Lapointe